The #1 Principle of Personal Finance

Spend less than you earn.

That’s it. No need to overcomplicate things.

It does take a little work to figure out what you spend and what you earn, however. Do you know exactly how much you earn? What about after taxes? Once you have that figured out, how much do you spend? Be honest with yourself. Count every dollar you spend during a month so you can understand your full financial situation. Account aggregators like Personal Capital help automate this process. Plus we’ll each get $20 if you sign up with that link!

Once you have a complete picture of your personal finances, you’re ready to take the first step toward a healthier personal finance future. Everyone can do this, it just requires a little bit of work and discipline, but it will eventually become a good habit and you’ll be on your way to reaching your financial goals. You’re here now, so you’re probably looking to make some changes. We’re here to help.

Book a free 30-minute consultation to chat about your situation, your goals, and how we can help.